How do I start saving for housing?

Start your housing savings in three simple steps!

1. Become a member of HSB

If you are not already a member of an HSB association, this is the first step.
Become a member here

2. Open a housing savings account and choose your savings option

Once you have paid your membership fee, you can register as a customer with Danske Bank and open a housing savings account. After registration, you can choose the savings option(s) that suit you best (housing savings account, fixed-rate account, or fund savings).
Start homesaving account - Danske Bank

3. Set up a standing transfer and start collecting housing savings points

For every SEK 100 saved, you earn one housing savings point. You can earn a maximum of 5 points per month, meaning that saving SEK 500 per month gives you the maximum points.

With housing savings points, you can get priority access to HSB’s approximately 25,000 rental apartments and newly built cooperative apartments across Sweden.
Read more here; Q&A Home saving

HSB’s housing savings is offered in collaboration with Danske Bank.
Your money in HSB Housing Savings Account, HSB Deposit Account, HSB Investment Savings Account, and HSB Fixed-Rate Account is protected under the Danish deposit guarantee called Garantiformuen, with complementary protection from the Swedish state deposit guarantee.
Savings accounts are covered by the deposit guarantee up to SEK 1,050,000.